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Mojo in the Morning Show is your home of the phone scams. Kathy's coworkers told us that when they were enrolling for their company's health insurance benefits at the beginning of the year, she checked the box for a non-smoker even though she smokes. Well, Spike is going to bust her for insurance fraud with this Mojo in the Morning phone scam.

You're home of the phone scams. I'm about to disrespect you right now. This is Mojo in the Morning.

Hello? Hi, I'm looking for Kathy, please.

This is Kathy. Who's calling, please?

My name's Carl Burrman from the insurance company. Do you have a second to discuss your policy, ma'am?

Yeah, sure.

Okay, well, we understand that you clicked non-smoker on your health benefits options.

Yes.

You understand that's for 2020 coverage, but that actually is supposed to reflect present day, 2019, when you filled out the form.

I understand.

Okay, ma'am. Well, that's insurance fraud. Excuse me? Insurance fraud. Two people at your office said you're a smoker. They turned you in.

Well, that's just not true. Who said that?

Doesn't matter who said it. We caught you in a lie. You're a smoker and you checked non-smoker. I don't smoke. Really? Because we have photos and there's one on your Instagram a few weeks ago. What, are you holding a cigarette for somebody else? yes i was you took the non-smoker discount smokers have to pay a higher premium because i'm a non-smoker you got a little crackle in your voice what are you allergic to the truth so for the last four years of coverage we're going to have to take it out of your check for the higher premium you should have paid you have no proof that i'm a smoker really because it sounds like you're struggling to have a conversation with a full sentence involved

I have a little bit of a cold right now.

Oh, do you then?

Yes.

Maybe you should bundle up, have some chicken soup, and stop smoking.

I am not a smoker.

This is your notification that we are denying you coverage. You'll get a written confirmation in the mail, but as of today, you'll be responsible for all medical costs.

This is ridiculous. I am not a smoker.

Come on. Listen to that voice. You sound like my Uncle Artie.

Please don't say that to me.

Okay, ma'am. I'm adding up the last four years of coverage that we charged you as a non-smoker premium, single. No surprise there. No children. Okay, you're going to owe us $800 per year for the last three years, plus this year and the change.

You can't do that. I told you that I have a cold. I am not a smoker.

Okay, Kathy. Well, do you swear on your children's lives that you are not a smoker?

i don't swear on anything that's just not appropriate okay you want to swear on a carton

of reds i don't smoke red what's that i am done talking to you oh okay yeah you're getting a little winded there from the cigarettes when the cloudy smoke haze just clears around you why don't you write yourself a note okay say get insurance coverage because you're going to need new coverage from now on and also write a note to yourself that you've just been phone scammed by the Mojo in the Morning Show.

Oh, my God.

You got to be kidding us. Oh, my God. Oh, who are you kidding? You're going to die before this phone scam's over. Oh, Jesus.

We will, we will scam you. How do you keep the cigarettes? Laugh all you want. will get you eventually. The world-famous is the home of the world-famous phone scams. Mojo in the morning.

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