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This is the Bishop Statement at Bishop State Community College. We want you to hear what our students, educators, and business leaders have to say.

My name is Patrick Pettway, and I am getting my Associates of Science and General Education with an emphasis in business administration. To me, it was a no-brainer. When you go out here and you're looking for funding to go back to college as a 40-year-old man, I got six people in my household. The extra money just doesn't just grow out of trees. For me to be able to be accepted through FAFSA and to have Bishop State pay for all of my tuition, not only that, but the curriculums, you know, they make it so easy to understand on their website. Like I said, I'm a 40-year-old man, so I don't use technology too much, but it was very understandable where I needed to go. It was extremely fast. These past two years, things have just moved in a total different type of way. It's like its own moving entity to see things manifest the way that they do.

Ready to make your own Bishop statement? Visit bishop.edu today and start building your tomorrow at Bishop State Community College.

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Mojo in the Morning. Hey. Home of War, the Roses, Bustin' Cheaters, Second Date Update, finding out why you're getting ghosted, and the Dirty on the 30 giving you everything that you're talking about at work with all your coworkers right here on the Mojo in the Morning show. So, Cav has a question to ask, and it involves people who owe you money. Are you lending money out to people?

If I have it, I like to be an individual that if you have an access or excess. Really? You give a little.

Well, do you have it? Because I would love some.

How much do you need?

Well, let me ask you. Are you like a loan shark? Like, do you ask for it back with a higher percentage?

Do I have interest on it? No, I don't have interest on it. But I do have a friend, if he does ask for money, he will give a little extra. He does? Shout out to my guy. But this wasn't him this time, because I can count on him. And I got a couple of questions surrounding this. How long, if someone owes you money, can they go without reaching out to you? I got a couple out there right now.

Same.

I got a couple out there that still are going.

I know he hasn't been burned because he's bringing this up.

Yeah. I mean, so this person is someone that has asked for money before. And they do a good job of returning the funds in which they borrow. But this time it took them three weeks. They asked them $45 on a Tuesday. They said, I'll get you back Friday. Friday came and went. The other Friday came and went. Didn't hear from them. Then the third Friday came and they finally...

Wait, so you're actually thinking that they weren't specifying their Fridays. One of the Fridays they're going to pay you.

They said this Friday. They said, I got you. Well, maybe they didn't. I mean, they should have to. Honestly, you got it back, at least. I did, but three Fridays later, and I'm not the type of person that I feel like, if you owe me money, you know you owe me money.

Are you sitting by the phone on the Friday? Like, are you waiting for it? Are you used to going, it's going to ring any moment now?

No, I'm looking at my cash app.

What do they do? Oh, so they cash app you in.

Yeah.

Yeah. That's how I send it to them. So here's the thing, because I've been told that I should do this with one person that owes me some money. I was told that I should send a Venmo request. that I should request their money and see what they do with that. But I feel like that is kind of passive-aggressive. It is.

Not even kind of. You swore it on that.

But I don't know. How have you done this? How have you been able to get your money back when you've lent money to people?

You know what the worst is when you've lent money to people is then maybe in your case, Kev, you're looking at this guy's social media and you're like, oh, he went to the bar. Oh, he was at 12 Oaks. Yeah. Oh, okay. You know, went out to dinner with his girlfriend.

Mine goes out of town to Vegas all the time. And that's the worst. Like mine that does it is always out having a great time hanging in Vegas.

And I'm going, man, now I know why they needed the money. And I was told this after I've been burned a bunch of times. I was told that you're just giving money. Like if you usually do it to somebody that you like our family with and you're just giving the money to them. I think I told the story on the air. I'll never, ever forget. My goddaughter asked me for some money and she wrote me a check for every single month that she was going to pay me back. She had a car issue. She needed a car. you know and stuff and so long story short she wrote me a check and she would basically say here's the written check and if it if it's not in there it's going to be on me not you um and uh and paid me back and actually i thought that was and i will forever you know respect her for that

that she paid her bills she gave you all the checks up front and just said cash it each month

yeah so like you know how when you buy a car in the you know back in the old days they would give you like a payment coupon book or something like that she kind of like they made one for me but It was all checks that she wrote out in a month.

If somebody asks for the money, hey, can I have $45? That's different. If you say, let me hold $45 and I'll send it back to you on Friday, I have an expectation that I'm going to get my money back on the day you said I was going to get my money back. I didn't say give it to me Friday. You said you were going to give it to me.

What do you do if you are the person that's offering? I believe that if you offer, in some cases, hey, let me help you out, whatever, or I'll do this thing. those people nine out of ten times don't get paid back usually that's me i have a family member who

i offered to help and it was thousands of dollars and i offered they did not ask and i've never seen that money back and part of me now is like well you offered you didn't say i don't think i ever said make sure you pay me back it was just assumed yeah and i've i've never and it i could The worst is when they ask you for it

and it's because they're asking you for it because they got kids and you don't want to see the kids getting screwed. But in reality, what are we teaching, you know? Yeah. All right.

Put away your pistols.

I got Kevin's money. I'll pay you on some Friday coming up. What's up? Noe, hi.

Noe.

Hi. Hey, so, Kev, I got to say, so if I give somebody money, in my mind, that's one, it's money that I can afford. Two is I don't count on it because the only thing, it's coming back, because the only thing I ever count on is money in my hand. Mm-hmm.

Yeah.

You know, because that way, if I give out that money in the future, it's not going to hurt me that I needed it.

Yeah. Noe, who will you lend money to and who will you not lend money to?

Oh, I'll lend money to anyone that shows me that they're a friend or they're responsible. Now, if you burn that bridge, that bridge don't get built again.

Yeah, well, that's smart. Would you give it to or lend it to a coworker? Because sometimes I feel like, you know, that makes it very difficult. I'd rather have uncomfortability with family than uncomfortability in work.

well see everyone knows when i tell them and even with family when we do business it's business when it's family and family i keep that separate yeah you're so handsome business loan for me

from a co-worker would you ever break somebody's legs for the money back

oh uh if i had a million dollars maybe but uh i'm too broke for that i always the guys who always

you know will tell me the stories like about how gambling debt they'll get into gambling debt and then you know they're worried that somebody's gonna come and break their legs i'm like oh my god who are you dealing with all right sopranos and where are those guys living i don't i don't want to be having them mistake me for you you know what's going on is it anna or anna hello hello anna or anna anna what's up anna anamana pia how you doing i'm doing good how about yourself fantastic uh have you lent money to somebody and

gotten burned yes i loaned some money to um a friend i'll just send her daughter to camp um and she said that she's going to pay me back within a matter of you know a couple weeks i said fine so a couple weeks came by she never paid back and go on and on so only thing i learned from that that my father told me is that don't loan them money if you can't afford to lose the money because sometimes people just don't pay you back.

How much money are we talking about?

$245.

Oh, Jesus. Wow. So, and you wanted to send her kid to camp and I bet you in the time that she has not paid it, I bet she's out and about eating McDonald's. Of course.

And she's having, she's living her best life?

Oh, of course. Because, you know, she was talking about she's going to a casino for this and that. I'm like, okay.

No money in the slot.

Yeah.

Do we know if her daughter even went to camp? Did she go to Camp MGM?

I was. That's a possibility. I could have a little kiddie camp up there.

Wow. There's always that possibility.

Learn how to count cards.

Camp Rueh. Right. She's up in Mount Pleasant right now at the camp. Camp Casino. Poncho. We got a chance to see Poncho face to face. Boy, you do not look like what I thought a poncho would look like.

What did you expect me to look like? A red coat?

No. For some reason, you're like some white dude. I thought you were like a Mexican guy or something.

Me too.

I am Hispanic, though.

Are you really? You're like me. Everybody doesn't believe I'm Cuban, but, you know, what are you going to do?

Yeah, people tell me I'm too tall and too short to be Guatemalan, so.

Well, it's nice to have met you face-to-face. What's going on? You've lent some money out, huh?

I borrowed $600 from a friend's mother because I went through a rust patch because I got my car total out several years ago. And she told me to pay it back when I got the money back. It took me almost two years to pay her back.

Did you feel bad every time you would see her?

Yes.

Yeah. I always wonder, the people that, you know, borrow the money, do they feel horrible, you know? I mean, that's got to be tough. Like, did you find that you crossed her path way more than you normally would? I feel like that happens.

In my case, yeah, because I always went to their house almost weekly, so.

Yeah. No, that's crazy. Well, Poncho, it's good to talk to you, buddy. Denny, what's up, Denny?

Hey, good morning, guys. Good morning. What's going on? Hey, you know, we're not talking about the guys or the people that would call you and say, oh, you know, my mother's sick or somebody that claimed my family member is sick and they need the money for it, even though they know they're lying about the money they want to borrow. Yeah. They'll never see it again. Those guys are the sad ones. They're scum. That happened to me.

Well, those people are scumbags because they're faking that their family member is sick just to get some cash from you.

Yeah, this guy was calling me telling me his mother is sick, she needs a surgery, blah, blah, blah. I just need a couple hundred dollars.

We had a former DJ here at the radio station who listeners have heard on the air. This is years ago, decades ago, who told me that her mother was dying and her mother died. And then all of a sudden, a year later, miraculously, she came back to life. Wait, what? Yeah. Yeah.

It's so sad.

It's so sad. It's crazy. Wow. Those are the ones where I'm like, man, I want medical records.

Did they ask for money or time off?

I think it was, he hung up. No, I was talking to you. Oh, me? No, they wanted money. They wanted, she wanted money to pay for her mom's medical bills and funeral. Terrible. I paid for a funeral for a mysterious, that's crazy. Yeah. Karen. She's coming back with tan lines. Karen, what's going on?

Hi. Hi, good morning. I was just calling to say, I'm up, can you hear me? Yes.

Yeah, I got you.

Oh, okay. I was upset because my son ended up treating, not treating, it was supposed to be a loan. He ended up taking his best friend to a concert and bought, the tickets were like outrageous. They were like $500, and it's been over a year now, and he has not seen one dime of that money from his best friend.

Her best friend. What concert was it?

It was Olivia Rodrigo. I think it was last. Yeah. Their spring break plans fell through, so then he decided to get this brilliant idea to do it, but there was intent to pay back for the, you know, the tickets, and she never paid him back, and as a mom, it makes me so mad.

Would you ever pick up the phone and call? Because I remember one time when I was a kid, I pissed off somebody, and their mom called me to yell at me, and there was nothing ever worse than that, you know?

No. Well, you know what? The thing is, he would kill me if I did. But believe me, the Italian mother in me wants to call. Oh, yeah. That's wrong. I would never, ever. And he's such a good kid. And all my kids are very generous like that. And it's heartbreaking because that's a lot of money for a young kid. For sure.

Absolutely. By the way, call because it will make that person feel like crap. And it's good to do that. They owe money.

It's good to do that.

Initial C lent $8,000 to who?

To my ex-boyfriend.

Oh, you...

While he was an ex or while you were dating? While we were dating. Okay.

Okay. Man. And then he left you?

Yep. He cheated on me again.

Again.

Yeah, and then he blocked me.

What did he use...

Wait, what did he use the $8,000 for? He got a DUI. Oh, my gosh. Did you sue him? Like, that's a lot of money.

I think about it all the time.

You need Judge Judy on this one. Judy Justice on this. Literally. That's crazy.

Somebody called Judge Judy.

Don't you wish that he was just in jail still for his DUI?

Yeah, yeah, literally.

That's amazing.

At least I don't have my money.

You single?

No, I'm happily in a relationship now.

That guy asked you for money. You're not going to give it to him, are you?

Yeah, no, we'll keep it separate for a while.

Good for you. That's smart. Kev's like, she's got $8,000. I might go out with her.

They've taken over cities before, but this July, they're bringing the X Games League Championship home to New Orleans. July 24th through 26th at the Superdome. Over 100 elite athletes competing for the first-ever league title. Plus, Metro Boomin, JID, Subtronics, and Bunt performing live. New Orleans doesn't just host the moment. New Orleans is the moment. Get your tickets now at xgames.com.

Burgers, dogs, backyard favorites. Let the good times roll with Lewis Bake Shop, home of the half-pack. find in stores or at lewisbakeshop.com lewisbakeshop more than just bread

this is the bishop statement at bishop state community college we want you to hear what our students educators and business leaders have to say

alan lee my major is drafting and design in high school i did it since my sophomore year and i kind of wanted to continue it was the only thing i was good at i didn't want to move to a four year i don't think i was mentally prepared i found bishop state they had the program i met a few people there i ended up enrolling the instructor first i met him I told him about my background, he said, okay, great, you know about this. He built me straight to work, he didn't let me have any leeway, he pushed me to my limits, so I think that made me choose drafting design at Bishop State and stuck with it. The sport's amazing, all my instructors just want to see me succeed, they want to push me to my limit, they want to see me be the best I can be, get a job, just be as successful as I can be, and I really appreciate all of them. With my degree, as of right now, my plan is to work for the city of Mobile with their urban planning department, and I've already got a job shadow before, and hopefully I will internship over the summer. If you choose Bishop, we're welcome to have you any day.

Ready to make your own Bishop Statement? Visit bishop.edu today and start building your tomorrow at Bishop State Community College.

Trying to eat healthy? Our fresh daily salad bar is a crowd pleaser. Great toppings include pasta, potato salad, eggs, ham, pickled okra, sharp cheddar, tomatoes, mushrooms, cucumbers, peas, and more. Pair it with low-cal seafood only at the Original Oyster House.