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Venmo Etiquette
Mojo In The Morning

Venmo Etiquette

from Mojo In The Morning

June 19, 2023 | 00:12:55 | Leisure

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Transcript

00:00:00 - 00:02:54 | Speaker 1:

mojo let me take y'all back to the beginning this is it all right are you ready you're listening to mojo in the morning you're a doo-doo hat it's showtime All right, it is Mojo in the Morning Show. I have a question to ask you guys about Venmo etiquette or whatever, you know, you use, you know, whether it's Venmo or... Zelle, Cash App. Yeah, stuff like that. So, here's two situations Been bothering me like over the last, I don't know Couple hours last night and then this morning I picked up some food for a friend And when I showed up at his house And we were eating, he said that he wanted to pay for his And it came out to around $18 Actually, specifically $18.33 Okay. And he said to me, he goes, how much is it? And I said to him, I go, I go, no, don't worry about it. And he goes, how much is it? I go, it's $18. Well, the receipt was there still, so he saw exactly how much it cost. I go there and look at my Venmo, and he Venmoed me $18.33. Okay. Now, I'm not a greedy person. You guys know this, right? Yes. A voucher for me on this one. You're a very generous human being. All right? But $0.33 kind of bothered me because I'll tell you why. If somebody does something for you, and specifically it's $18.33, Venmo me either $18, $19, or maybe be nice. Venmo me $20 just for my time, you know? Don't Venmo me the specifics of $18.33. So it kind of bothered me a little. So it's the 0.33 that's really getting you here. It kind of, first off, I'm one person that I do not like uneven numbers, okay? I'm kind of a little superstitious with that. And actually, if you look in my Venmo, now I have an uneven change amount in my Venmo. It drives me crazy. When you transfer that to your bank account. Oh, it's going to be awful. We're going to have to do math. No, it does it all for you. Okay, I know. But, all right, another petty thing. It's the same guy, too. I'm going to throw him under the bus one more time for something that he does.

00:02:54 - 00:05:00 | Speaker 1:

And I promise you, or I promise Chelsea, I would not say this person's name because he gets very offended when I have talked about him before on the show. So the other thing that he does that drives me crazy, what is the etiquette to if you're going out with a group of friends and somebody pays the bill, but we're all chipping in and we're all going to Venmo or Cash App or whatever it is, the money. What is the etiquette to, if you're the person that is telling them how much money it is, how long should you wait after you guys were there with each other to send them the request for their money? Because this is the other thing that this guy does. We've actually been in the restaurant, and I haven't even gotten the food completely in my mouth, and all of a sudden I'll see the alert on my phone that I've got a request from him for the money for the food. I mean, don't you think that at very least, if I ever have this happen to me, usually what I will do is I'll say, no, and then I will never send them the request for the money. I'll usually do that from time to time, depending on how much it is. If it's a ton of money, I will never send a request. If it's over like 50 bucks or something like that, are a hundred dollars i'm not i'm definitely gonna request okay so you just remind them yeah and then you say okay i don't know i'm not i'm not sending a request this guy also nameless guy who chelsea told me i can't say his name he also will do the request while i'm at the meal and everybody at the table like there's a group of all of us this was probably a three weeks ago we're all sitting around and we all looked at our phones going he just sent like and he wanted to remind you well it was top of mind and and i'm and i'm gonna be honest with you guys on this this guy's you know this guy does well okay he does okay he doesn't need the uh you know he doesn't need that money right away it's not like that that money's gonna keep

00:05:00 - 00:05:12 | Speaker 2:

him from being able to pay his bills you know why he does well yeah because he gets that 1833 immediately you're right and doesn't do 19 right instead of it yeah i mean on am i out of line

00:05:12 - 00:05:21 | Speaker 4:

be honest just tell me if i'm out of line round up but the fact that you're still thinking about this and i don't even know when it happened is it drives you okay by the way i'm getting text

00:05:21 - 00:05:40 | Speaker 2:

messages from all the buddies of mine look at thank god you're talking about it say his name Another one of our buddies, buddy Bill, goes, Mojo, just say his name. Tell everybody. Chelsea, come on. You'll be okay. People want me to call him out. What do you think about this, Leo?

00:05:42 - 00:05:46 | Speaker 7:

Man, Mojo, you are actually correct. Thank you. I like that.

00:05:46 - 00:05:49 | Speaker 2:

Why do you say that so surprised? I don't think so.

00:05:49 - 00:06:05 | Speaker 7:

Thank you. There's etiquette to it, definitely. I work two jobs, and I do not have any time to go buy stuff when I need it. Have my buddy bring it to me, cash app him five extra bucks, and he's good. I got him five extra bucks.

00:06:06 - 00:06:27 | Speaker 4:

Okay, so I get the tip part of it. Before I became a Costco member, my girlfriend Ashley would always go to Costco for me. So she would send me what the total was, and I would round up a couple bucks as a tip for her services. She went, she dropped it off at my house. I get that. But you didn't really do anything extra here. I picked up food. But you were picking it up anyway. I was drunk. I mean, that's what my buddy did. All right, that's fair.

00:06:27 - 00:06:33 | Speaker 7:

Let's say vape store or the food store, whatever you need, whatever I need, and I give it to him.

00:06:34 - 00:06:39 | Speaker 4:

Okay, I thought you were talking about this was already at a dinner table with a bunch of other buddies. No. But this is two different situations.

00:06:39 - 00:06:41 | Speaker 7:

I work. I need him to go give me stuff.

00:06:41 - 00:06:50 | Speaker 2:

Listen, DoorDash would have charged the guy, you know, triple the amount to do that, right? What's up, Alyssa? Hi, it's Mojo in the Morning.

00:06:50 - 00:07:29 | Speaker 6:

Hi. I just wanted to say that you definitely have to round up when someone's telling you what the cost is because, I mean, it doesn't take into effect the tip that you're doing or if you tipped when you picked up the food. Right. I've had this where it's happened at a bachelorette party, and I told everyone what the price was, and the person who made the most money then de-leashed them out, and everyone else who made was in college still, or were like, you know, teachers, they gave me way more than they needed to, but the person who made the most money was like super cheap about it.

00:07:29 - 00:07:42 | Speaker 2:

Well, it's always the person that makes the most money that's complaining about it the most, but a quick question for you. What is the amount that you should round up? So, like a couple dollars, you know, do you ever go even more than that?

00:07:43 - 00:07:47 | Speaker 6:

Normally, if it's something where it's like $18, like with this instance, I would do at least $20.

00:07:48 - 00:07:49 | Speaker 2:

Okay.

00:07:49 - 00:07:50 | Speaker 6:

So, I would do a couple bucks.

00:07:50 - 00:07:52 | Speaker 2:

See, you're a generous friend. And what do you do for a living?

00:07:53 - 00:07:55 | Speaker 6:

I am an environmental scientist.

00:07:55 - 00:07:56 | Speaker 2:

Oh, wow.

00:07:56 - 00:07:58 | Speaker 6:

Like environmental regulation type thing.

00:07:58 - 00:08:09 | Speaker 2:

Oh, wow. You're not who we talked to yesterday, are you? During the five at 6.55? We've got a lot of scientists listening to this show. Look at all these smart people that are out there. Thank you for listening.

00:08:10 - 00:08:16 | Speaker 3:

They need an escape. Venmo you $2 so you feel better today. Because I feel like it would really change your mood.

00:08:16 - 00:08:20 | Speaker 2:

I'm not. I swear to you, I'm not petty. I really am not.

00:08:20 - 00:08:21 | Speaker 4:

Oh, wow.

00:08:22 - 00:08:27 | Speaker 3:

That $0.33 really got you good, though. I don't know. It just came out of me, but that was an accident.

00:08:27 - 00:08:42 | Speaker 1:

You know, I disagree with you, Mojo. I feel like we, you know, when you have, like, we have cash or whatever, you can give someone a 20 because you can't break it, but it's Venmo. You can give them the exact amount of money. Nobody owes you money, extra money. Agreed. Also, from now on, I'm rounding down.

00:08:45 - 00:08:46 | Speaker 2:

Alec, what's up?

00:08:47 - 00:08:48 | Speaker 5:

Hey, guys, how you doing?

00:08:48 - 00:08:49 | Speaker 2:

Good, buddy. What's going on?

00:08:50 - 00:09:09 | Speaker 5:

Mojo, I got to tell you, man, I would take your friends. What my friends do, if the bill's 1833, before I can send a request, they'll just guess. And guess what? They're always short. So those guys can send me a bill for $15 or a Venmo for $15 before I can get it out there.

00:09:09 - 00:09:13 | Speaker 2:

And you probably never ask them for the extra money, do you?

00:09:14 - 00:09:25 | Speaker 5:

Well, yeah. What am I going to Venmo them for $2.50 on top of that? And sometimes I will if I'm feeling like it. But, you know, they jump the gun and they beat me to it. And they guess and they guess wrong.

00:09:25 - 00:09:39 | Speaker 2:

And the funny thing is they make it sound like they're really generous. Oh, my God. Thank you so much for picking this up. I hope that this is good. and they pretend like they're actually giving you more than what it was, and you're like, wait a second, you're like $3.40 shy here or something, right?

00:09:39 - 00:09:44 | Speaker 5:

Right, because they get to be the good guy that send it first, right? Right.

00:09:44 - 00:09:58 | Speaker 2:

Oh, yeah, I pay all my bills. Tell them to try that with their car payment. Pay a little bit less and see, you know, what GM finance will do. Yeah, but same with the car payment. I'm not giving them that extra $0.68 or whatever.

00:09:58 - 00:10:00 | Speaker 7:

I'm paying, you know, the $0.30.

00:10:00 - 00:10:11 | Speaker 1:

1833, and that's it. They ain't getting any more. Now I know that this is how you treat me. Thank you, Mike. All of you guys have turned your back on me. Shannon's the only one that agrees with me on this one.

00:10:11 - 00:10:11 | Speaker 3:

Well, did I?

00:10:12 - 00:10:20 | Speaker 1:

Well, kind of. It seemed like it. And, Michael, you don't agree with me either? Are you public on Venmo, by the way?

00:10:20 - 00:10:22 | Speaker 3:

Do you leave all your transactions public?

00:10:22 - 00:10:24 | Speaker 1:

No, I don't think so. Okay. Michael?

00:10:25 - 00:10:42 | Speaker 3:

No, I think it's weird that people do leave theirs public. I don't know. No, I love it. I don't want people to know, like, what I'm doing and where my money's going. What kind of sketchy stuff are you up to? None. What are you doing? It's just, I don't know. Why are you so worried? What are you doing? Hey, my babysitter.

00:10:42 - 00:10:50 | Speaker 1:

Hey, Michael, what do you think Shannon does on her Venmo that's sketchy that she doesn't want us all to see? Michael, listener, is that you?

00:10:51 - 00:10:52 | Speaker 2:

I can't even imagine what she does.

00:10:52 - 00:11:05 | Speaker 3:

I just paid for Girl Scout supplies. I paid Wes for services I bet you did KP paid me $20 for breakfast The other day R.I.P

00:11:05 - 00:11:17 | Speaker 1:

Michael you wanted to disagree with me I would pick you up Just because everybody's agreed with me Except for Megan and KP and everybody else

00:11:17 - 00:11:20 | Speaker 2:

I think we're half of it Did you hear me?

00:11:20 - 00:11:21 | Speaker 1:

Yeah I got you

00:11:21 - 00:11:37 | Speaker 2:

I think you're way out of line I think if we buy something together I should put exactly what the bill should be. If you go to a restaurant and the bill's $18.20, you're not going to give the guy $18.50. You're going to give him $18.20. So your friend's actually doing the exact right thing. Paying exactly what...

00:11:37 - 00:11:56 | Speaker 1:

See, that's wrong. When I go to a restaurant and the bill is whatever, $18.20, I always end up giving the person, if it says 20% tip, and if they put the tip on there and it says... We're not talking about tip. No, but if it says change, I always round up on that too. I don't want to give the person an uneven amount of money.

00:11:57 - 00:12:03 | Speaker 2:

Because it's going to look weird, and your bank account shouldn't affect the reality. The reality of the bill is $8.

00:12:03 - 00:12:08 | Speaker 1:

Are you the same guy, by the way, that leaves pennies on that little credit card?

00:12:09 - 00:12:13 | Speaker 2:

I don't deal with cash at all. I do everything digital these days. Everything digital.

00:12:13 - 00:12:14 | Unknown:

All right.

00:12:14 - 00:12:17 | Speaker 2:

But I tip, according to the question, what is about the bill?

00:12:18 - 00:12:18 | Speaker 1:

Yes.

00:12:18 - 00:12:21 | Speaker 2:

I think $50.50 would be fair. I don't think he dripped you at all.

00:12:22 - 00:12:35 | Speaker 1:

All right. Thank you, man. You're not supposed to say that anymore, by the way. What the Check your Venmo Oh my god hold on a second Shannon just Paid me 33 cents

00:12:35 - 00:12:37 | Speaker 3:

And round

00:12:37 - 00:12:41 | Speaker 1:

Wait hold on a second I'm looking real quick Wait a second

00:12:41 - 00:12:43 | Speaker 3:

Wait a second

00:12:43 - 00:12:54 | Speaker 1:

Megan just gave me 33 cents Mike just gave me 33 cents KP just gave me 33 cents It's all adding up Michael It's all working.

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